Terms & Conditions
YOUR COMMITMENT TO MOSAIC HOLIDAYS
1. YOUR HOLIDAY CONTRACT
All holidays advertised are on offer to treat and are subject to availability. When you ask for your holiday booking to be
confirmed, it is deemed that you have read and accepted these conditions as well as the relevant information in the brochure
and or website. The contract between us is based on these conditions, relevant information and the details on the
confirmation invoice. The contract is subject to the relevant law wherever you live in the UK. No agents of ours or member of
staff have the authority, expressed or implied, to alter or vary the terms and conditions of this contract under any
circumstances, unless Mosaic Holidays have authorised them to do so in writing.
2. PAYMENT FOR THE HOLIDAY
When you book you are required to pay a deposit of £150 per person (maybe higher at peak periods, or if an element of your
holiday is non-changeable and non-transferable. You will be advised at time of booking) and the correct insurance premium
(please see note under cancellation charges). You are not required to make any further payments until 10 weeks before
departure. At 10 weeks before departure you are required to pay the balance due in full. For holidays to be taken within
8 weeks of booking, the full amount is due, not a deposit. If you do not pay the full amount due, we reserve the right to treat
your booking as cancelled. There is no contract between us until a written confirmation has been sent to you. All monies paid
directly to Mosaic Holidays can be authorised to us immediately by giving details of a valid card or subsequently by cheque,
which will have to be cleared before confirmation can be issued. The receipt of this amount will be deemed as your
acceptance of the booking conditions, and after the payment has been made and cleared, a written confirmation containing
the details of your holiday will be issued. There is no contract between us until payment has been made and a written
confirmation issued, except for late bookings when a contract will exist when you ask for the holiday to be confirmed. You
must check your confirmation carefully as soon as you receive it. For all payments made with a credit card, a percentage fee
is levied on total charges.
3. IF YOU CHANGE YOUR BOOKING
If you want to change any details of your booking (e.g. transfer to a different comparable Mosaic Holidays’ holiday, which must
be taken within a reasonable time, departure date, airport, change or cancel a pre-departure special offer or excursion), we will do
our best to effect this change. For this service, we charge an Amendment Fee of £100 per person plus any non-refundable costs
arising from the contract terms of our suppliers. However, if the change occurs within 70 days of the departure, the cancellation
charges shown in paragraph 4 will apply. When the price varies depending on the number of persons booked into the
accommodation and you wish to change the number of persons, the price will be recharged on the basis of the new party size as
shown in the price panel. Any increase in price per person payable as a result of a part cancellation is not a Cancellation Charge.
A separate Cancellation Charge will be levied in respect of bookings cancelled in accordance with paragraph 4. A new
confirmation invoice will be issued as appropriate, on which the Cancellation Charges will be shown.
4. IF YOU CANCEL YOUR HOLIDAY
Once your holiday has been confirmed, you or any member of your party may cancel all or part of your booking. However,
the cancellation will only be valid if all details are confirmed in writing and signed by the person who made the booking.
Your written instructions should either go to the travel agent you booked with, asking him to notify us immediately, or, if you
booked direct, to Mosaic Holidays. We will charge you a cancellation fee on the scales shown below. This is to compensate us
for the expense of processing your booking and for the risk that we may not be able to resell the holiday. The amount payable
(by whoever confirmed the booking) depends on when we received your written instructions. The more notice given the
smaller the charge. If the reason for cancellation is covered by your insurance policy, you should be able to make a claim.

In certain cases, the carrier or hotelier may apply a higher cancellation charge or charge the appropriate single supplement,
which we reserve the right to pass on. Please enquire at the time of cancellation.
5. TRANSFER OF BOOKING
If any member of your party is unable to travel as a result of injury, death or sickness of the passenger, close relative or friend,
jury service or redundancy, you may transfer the booking to another suitable person, providing that notices is given in writing
at least 35 days before departure and providing that the alternative passenger is acceptable to Mosaic Holidays.
An administrative charge of £100 will be levied, plus any non-refundable costs arising from the contract terms of our
suppliers. It should also be noted that many scheduled airlines will treat such transfers as cancellations and, as such,
rebooking will depend on space availability in the designated class of travel at the time of the proposed transfer.
6. INSURANCE
Under the terms of this contract you must to have suitable travel insurance either comparable or greater cover than that in the
policy offered by Mosaic Holidays, then you must advise us of the details of your alternative policy including the name of the
insurer and the policy number as soon as possible. The cost of medical treatment and repatriation in the event
of serious accident or illness must be included. Clients in breach of this fundamental condition will be deemed to have
indemnified the company for any consequential loss incurred by the company on their behalf and will be redeemable from you.
7. IF YOU HAVE A COMPLAINT
Should you have a complaint about any part of your holiday, you must immediately inform our agent/representative and
the supplier e.g. the hotel outlining the nature of the complaint. Issues can most easily be dealt with as they arise, at your
resort, when our agent/representative can see and understand the exact nature of any problems you have. In the unlikely
event that matters cannot be resolved to your satisfaction in the resort, details of the complaint should be notified in writing
to our office (quoting the number(s) of your Booking Reference(s) and your departure date) within 35 days of returning from
the resort. Failure to comply with this instruction will jeopardise your complaint.
8. HOLIDAY PARTICIPATION
We reserve the right to decline to accept or retain any person as a client at any time, and we shall be under no liability
for any extra costs incurred by such a person as a result of our doing so. Furthermore, in our absolute discretion we
reserve the right to terminate without notice the holiday arrangements of any client whose behaviour is such that it is likely
in our opinion to cause distress, damage, danger or annoyance to our customers, employees, agent’s property or third party.
If you are prevented from travelling because, in the opinion of a person in authority, you appear to be unfit to travel or cause
distress or discomfort to other passengers, then our responsibility for your holiday ceases. Full cancellation charges will apply.
Mosaic Holidays has no control over the behaviour of other people visiting or staying in your resort accommodation.
9. YOUR ACCOMMODATION
Only the passengers shown on our Final Invoice have the right to use the accommodation provided. It is prohibited to assign,
share or sublet the accommodation to any other persons.
10. YOUR TICKET’S CONDITIONS
When you travel with an air or sea carrier, you accept that their Conditions of Carriage apply, some of which limit or exclude
liability. These conditions are often the subject of international agreements between countries (The Warsaw convention 1927,
as amended, and the Montreal Convention 1999 and EC regulation 2027-1997 as amended by regulation (EC) No. 889/2002
and 261/2004, EC regulation No. 2111/2005 & 7011/2006 (airlines to be used and their safety record see: http://ec.europe.
eu/transport/air/safety/flywell_en.htm and national legislation of member states). Athen convention 1974 (for transport by
ship). Reimbursement in certain cases is the responsibility of the airline and will not automatically entitle you to a refund
of your holiday cost from us. If your airline does not comply with these rules, you should complain to the air transport users
council on 020 7240 6061 or at www.aue.org.uk. Copies of the Conditions which apply to your air or sea travel are available
for inspection at the travel agent where you book your holiday, or copies can be obtained from Mosaic Holidays. It is your
responsibility to acquire the required travel and health documents for your destination (e.g. visas, passports and vaccination
certificates). Mosaic Holidays cannot be held liable in any way for any failure to do so. If an element of your holiday is a
schedules airfare, please note that the tickets are printed within a set period prior to the date of departure. Once such tickets
are printed, the tickets have no refund value whatsoever. Additionally, the airline may refuse to issue replacement tickets and
new additional tickets may have to be purchased by you.
MOSAIC HOLIDAYS COMMITMENT TO YOU
1. PROVISION OF YOUR HOLIDAY
We will arrange for the provision of the services to you which form part of the holiday as confirmed to you. We cannot
accept responsibility for verbal price quotes or description. These services will be supplied either by independently contracted
suppliers or by ourselves. We allocate your chosen holiday to you
2. PRICING POLICY
The prices quoted in this brochure are per person and based on 2 adults sharing a twin room/double room and are for
guidance only. Mosaic Holidays has the right to increase or reduce prices at any time. Verbally quoted prices are treated as
a provisional. However, once the price is confirmed in writing on the confirmation invoice and the deposit paid, it is
guaranteed and subject only to additional fuel surcharges passed on by the airline. Only additional fuel surcharges passed on
by the airline. Surcharges can be levied within 30 days of travel.
3. IF WE MAKE CHANGES TO YOUR HOLIDAY
It is highly unlikely that we will have to make changes to your holiday. However, as arrangements are made many months in
advance, sometimes this is unavoidable and we reserve the right to do so at any time. Most changes are minor. If changes
have to be made which are of a significant nature, we will inform you or your travel agent when you make the booking. If the
booking has already been made, we will inform you as soon as is reasonably possible if there is time before your departure.
If there is a major change, we will inform you, or your travel agent, as soon as is reasonably possible if there is time before
your departure. A major change is one that we make to your holiday arrangements before departure, that involves changing
your time of departure or return by more than twelve hours, UK airport(s) (although please note a change from Gatwick to
Heathrow or Stansted or vice versa is not classified as a ‘major change’), resort area or offering accommodation of a lower
category. You then have the choice of either:
A. accepting the changed arrangements as notified to you; B. purchasing another comparable available holiday from us;
or C. cancelling your holiday. If you choose A or B, we will pay you compensation on the scale shown below.
If you choose C, we will refund you all money you have paid to us plus at least compensation on the scale shown in the table
below.

Important Note
Compensation payments do not apply to changes caused by any force majeure, health risks, reason of war or threat of war,
riots, civil strife, terrorist activity, industrial disputes, natural and nuclear disasters, fire, technical problems to transport, closure
or congestion of airports or ports, cancellations or changes of schedules by airlines and similar events beyond our control.
4. IF WE CANCEL YOUR HOLIDAY
We reserve the right to cancel your holiday in any circumstance. Should this happen, we will offer you an alternative available
holiday, of a comparable standard, for you to purchase or refund to you all money paid to us. Please note that it is advisable
to leave UK departure point travel arrangements until your final travel documents are received. Your holiday should not be
cancelled less than 8 weeks before the scheduled departure date, except for reasons of war, etc (see important note above).
Please note that all holidays and excursions operated by Mosaic Holidays can only operate on a ‘minimum number’ basis. If
the minimum number is not achieved, we shall inform you not later than 8 weeks prior to the date of departure. In the event
that minimum numbers are not achieved, we reserve the right to cancel your holiday/excursion providing we notify you
8 weeks prior to departure (no notification will be given for excursions). The provisions in clause 4 will then apply.
No compensation will be payable if the cancellation is more than 8 weeks before departure, nor for consequential losses.
5. WHAT HAPPENS TO COMPLAINTS
Disputes arising out of, or relating to this contract which cannot be resolved may (if the customer wishes) be referred to
arbitration under a special scheme. This scheme is administered independently by IDRS, a subsidiary of the Chartered Institute of
Arbitrators. It provides a straightforward and inexpensive procedure for arbitration on documents solely with restricted liability
of the customer in relation to costs. The Scheme is not applicable to claims involving costs over £5,000 per person, nor total
claims over £15,000 per booking. It does not apply to claims that are mainly or wholly in relation to physical injury or sickness
or the result of such conditions. The rules of the Scheme dictate that the application for arbitration must be lodged within 9
months of the date of return from the holiday. Under certain conditions, arbitration may still be given outside this period.
6. OUR RESPONSIBILITY FOR YOUR HOLIDAY
We accept responsibility for ensuring that all component parts of your holiday (which are pre-booked and pre-paid
in the U.K.) are supplied to you as confirmed by us on your confirmation invoice, and services offered reach a reasonable
standard. If any significant part is not supplied, we will pay you a suitable compensation if this has affected the enjoyment
of your holiday (see clause 3 above). We have taken all reasonable and proper steps to ensure that proper arrangements
have been made for all our holidays. Also that the suppliers of the various services provided to you as part of your holiday are
efficient, safe and reputable and comply with the local and national laws and regulations of the country in which they provide
those services. However, we do not have direct control over the provision of services to clients by suppliers, and we cannot
be held responsible or liable for death, injury or illness caused to clients, unless through negligence of our employees, agents,
subcontractors and suppliers and their staff whilst acting within the scope of their employment. Responsibility in respect of air
and cruise carriers are at all times subject to their Conditions of Carriage (see point 10 above). Otherwise our liability to you
for any loss or damage which you may suffer, is limited to twice the price of your holiday. Note: We are not liable for
information found on other than our own website/brochure nor for the standards of properties not listed in our system.
Due to our commitment to staff training, we sometimes record telephone conversations.
7. PERSONAL INJURY (UNCONNECTED WITH ARRANGEMENTS MADE BY US)
Although we cannot accept responsibility for clients who, by misadventure, suffer illness, personal injury or death during the
period of their holiday arising out of an activity which does not form part of the foreign inclusive holiday or excursions booked
through the company, general assistance will be offered to clients to a maximum of £5,000 per booking. In addition, should
there be a successful claim for costs against a third party or there being suitable insurance policy/ies in force, costs actually
incurred by the tour operator shall be recoverable from the clients.
8. LATE BOOKINGS
We recommend that you place your booking as early as possible, but understand that some clients may have no choice but
to book late. More often than not the Company can accept bookings up to a week before departure, when the full cost must
be paid at the time of booking. Payments must be made by credit card or debit card and we reserve the right to ask for a non
refundable deposit. Clients making late bookings should first check that they can comply with all Visa, passport and medical
requirements. We reserve the right to pass on reasonable late booking charges. Late savers/special offers we reserve our right
to utilise non-advertised properties.
9. ENFORCEMENT
If any part of these conditions is found to be invalid or unenforceable, the remainder of the terms will still be valid.
10. VALIDITY
This brochure was printed in December 2009, and supercedes all previous editions and relates to departures from January
2010 - April 2011. Tickets and travel documents will only be issued when full payment has been received and cleared by
Mosaic Holidays Ltd.
YOUR FINANCIAL SECURITY
All monies paid to us is protected by an arrangement with the Civil Aviation Authority for holiday and travel arrangements in
this brochure and we hold Air Organisers Licence (ATOL) number 5236. This means in the unlikely event of insolvency before
or during your holiday, you will be returned to the UK (if you are abroad) or, if your holiday has not yet started, the money,
which you have paid to us, will be returned to you in full. For further information visit ATOL website at
www.atol.org.com.
Mosaic Holidays
is a specialist tour operator providing luxury and tailor made holidays to some of the most sought after destinations in the world. Our understanding and in-depth knowledge of the destinations, combined with high levels of personal service, allow us to create tailor made holidays to meet our clients every need. We pride ourselves in providing the best possible advice and recommendations for our clients and offer a selection of hotels and cultural experiences to create a unique holiday experience.
Mosaic Holidays is ATOL bonded and is proud to celebrate 10 years of providing quality holidays, from Luxury beach escapes and unique destinations such as Northern Cyprus to complex private tours and multicentres. We deal direct with all aspects of your holiday, from the flights to the hotels you stay in, allowing us to create individual holidays to suit specific requirements. When booking a holiday with Mosaic, you will not be talking to a call centre. We are a family run business and the consultant that first deals with your holiday request will be the person who handles your holiday booking and any queries you may have, all the way through the process.
We are specialists:
Trust plays an important part in booking a holiday. Our consultants have first hand experience of the destinations we offer and provide first class guidance and advice to our clients about their holiday requirements.
We are independent:
As an independent tour operator we offer impartial advice based on our extensive experience of the luxury travel market over many years. Clients return again and again because they trust us.
We are personal:
We put our clients first. Personal service means we have time for the detail. No matter how small or large the requirement, we will always endeavour to provide clients with the best possible options available, to create a unique travel experience.
We are passionate about travel:
The culture of the company, from the top down, is driven by a passion for travel and the wonderful experiences it affords both young and old. This is the passion we bring to fulfi lling our clients holiday wishes.